← All Resources

Your Service-Connected Disability Doesn't Disqualify You

Guaranteed issue and simplified issue life insurance for veterans with disabilities.

Many veterans assume a service-connected disability makes life insurance impossible or unaffordable. That's not true. Guaranteed issue policies require no medical questions or exams. Simplified issue policies ask minimal health questions. And some carriers offer preferred rates for veterans regardless of VA disability rating.

Guaranteed Issue Available

No health questions, no medical exam required

VA Disability Accepted

Coverage available regardless of disability rating

S-DVI Eligibility

You may qualify for VA-administered S-DVI coverage too

Start My Free Coverage Review

Takes less than 60 seconds. No obligation. No cost.

Frequently Asked Questions

Can I get life insurance with a 100% VA disability rating?

Yes. Guaranteed issue policies have no health questions or medical exams. Additionally, veterans with service-connected disabilities may be eligible for S-DVI (Service-Disabled Veterans' Insurance) through the VA.

What is S-DVI?

Service-Disabled Veterans' Insurance (S-DVI) is a life insurance program for veterans with service-connected disabilities. It provides up to $10,000 in basic coverage and an additional $30,000 supplemental coverage. Apply through the VA within 2 years of receiving a new service-connected disability rating.

How much does life insurance cost for disabled veterans?

Costs vary widely. Guaranteed issue policies are more expensive per dollar of coverage but require no health underwriting. A licensed professional can compare options to find the most affordable path for your situation.

Ready to Explore Your Options?

Connect with a licensed professional who specializes in military-family coverage.

Get My Free Review